Notice to Owner in Foreclosure:
If your property goes to foreclosure auction sale and is purchased for more than the total owed to the lender and to all other lien holders, please contact the public trustee's office after the sale because you may have funds due to you.
Help for Homeowners: Colorado Foreclosure Hotline
Before a property goes to sale, the foreclosure can be cured by bringing the payments current, if the reason for the default was failure to pay according to the promissory note. A Notice of Intent to Cure must be filed with the Public Trustee's Office (there is no cost to file) at least 15 days before the sale is scheduled. The amount necessary to cure a foreclosure is determined by the lender. The money must be received by the Public Trustee's Office by noon the day before the sale.
IF THE BORROWER BELIEVES THAT A
LENDER OR SERVICER HAS VIOLATED THE REQUIREMENTS FOR A SINGLE POINT OF CONTACT
IN SECTION 38-38-103.1 OR THE PROHIBITION ON DUAL TRACKING IN SECTION
38-38-103.2, THE BORROWER MAY FILE A COMPLAINT WITH THE COLORADO ATTORNEY
GENERAL, THE FEDERAL CONSUMER FINANCIAL PROTECTION BUREAU (CFPB), OR BOTH.
THE FILING OF A COMPLAINT WILL NOT STOP THE FORECLOSURE PROCESS.
|Colorado Attorney General
1300 Broadway, 10th Floor
Denver, Colorado 80203
|Federal Consumer Financial Protection Bureau
P.O. Box 4503
Iowa City, Iowa 52244
List of Foreclosure Properties Up for Sale This Week
List of Foreclosure Properties Sold
List of All Pending Foreclosures
Graph of Mesa County Foreclosures 1980-2015
Mesa County Foreclosure Statistics
Public Trustee Mission Statement
To process and mediate foreclosures on deeds of trust and release liens on behalf of individuals, businesses and government entities, in order to comply with State statutes.
Public Trustee's Adopted 2016 Budget
The operations of the Public Trustee office are not funded by county tax dollars or state tax dollars. Instead, the salaries of the Public Trustee and staff, the rent the office pays to the county, and other costs are funded by statutorily-defined fees for specific services provided by the Public Trustee office (see list of statutorily-defined fees). The Public Trustee continued to cut expenses in 2015, and has adopted an efficient budget for 2016. While using no county tax dollars and while covering its own expenses, the Public Trustee office gave the county over $130,000.00 in 2015, and anticipates being able to give the county substantial funds in 2016 as well.
You may access the adopted 2016 Public Trustee budget here, along with the 2016 Budget Message. The budget was adopted after public hearing on December 9, 2015, and after review and opportunity for comment by the Mesa County Board of County Commissioners on December 7, 2015, and by the Office of the Governor of Colorado.