Contact Information
200 S. Spruce Street
Grand Junction, CO 81501
Mailing Address
Department 5013
P.O. Box 20,000
Grand Junction, CO 81502-5001
(970) 244-1765
Substantial Improvement/Substantial Damage Requirements
The NFIP requires that if the cost of reconstruction, rehabilitation, addition or other improvements to a building equals or exceeds 50% of the building's market value, then the building must meet the same construction requirements as a new building. Substantially damaged buildings must be brought up to the same standards (e.g., a residence damaged so that the cost of repairs equals or exceeds 50% of the building's value before it was damaged must be elevated above the base flood elevation).
For more information download the NFIP Substantial Improvements / Substantial Damage Requirements and Definition. brochure from the FEMA website.
Visit the FEMA webiste to learn about the Flood Insurance Reform program which discusses the history of the formation of the National Flood Insurance Program (NFIP).